Archive for the ‘article’ category

Tips For Making Secure Online Payments

February 21st, 2012

Every year, consumers are cheated of millions of dollars online. In contrast to sales in the brick and mortar stores have made online fraud can almost imperceptibly, when the security measures (eg encryption) are not present in order to protect information from a consumer. Here are some tips that will help you make the payments you make are safe and can be encrypted.

Determine whether the site a Secure Socket Layer (SSL) SSL or TLS (Transport Layer Security) is used. TLS and SSL (the predecessor to TLS) are protocols for encryption, the information in one place to another, transferred encrypted over the Internet. There are few ways to tell if the site uses encryption. First, check the website URL at the top of the browser. While most sites with “http” secure site will begin “https” in the URL have, shows the “s” that the website is hosted on a secure server. Another indication of a secure page is a “lock” icon somewhere on the browser (the icon will be displayed regardless of the browser). If you double-click on the lock, you’ll see the security certificate is valid for the site. Some sites may use an unbroken key icon, which also means the site is secure.
Read the terms and conditions and privacy statement made available to or from the dealer on their website. The information should be taken security measures to ensure that your credit card number and other personal information will remain safe when stored on its servers. Other places you can find this information on the website of a merchant to be involved in the FAQs or “About” page.
Do not give your credit card number and other personal information (including address and social security number) to anyone – the payment information available to online businesses that you know and trust.
If you have any doubts, contact the company or the dealer to ask directly whether encrypts sensitive information before making a purchase. Shopping in a similar way, only with companies that you are familiar with.
Keep detailed, accurate records of all payments, the online one. So you can make any fraudulent or suspicious orders may be given in dispute with the card. Also, regularly check your bank statements and credit cards for suspicious activity or unauthorized.

Merchant Account Set Up and the Benefits of Online Payment Solutions

February 21st, 2012

A merchant account is a form of bank account that Internet-based transactions on credit and debit cards can handle. It facilitates the buying and selling of goods and services through a payment gateway, which is obtained from the acquiring bank. To acquire in the search for a merchant account, it is advisable to support and advice from a professional company that specializes in looking for the opening and administration.

Benefits of establishing online payment solutions

Setting up the merchant account allows the company to offer payment solutions to improve the customer so that they react to the world to a much wider audience. Among other advantages;

Fast and efficient payments – payments are completed online at a much faster pace. In addition, the payment is immediately credited and the money to the account of the company.
Secure Transactions – payments through a secure online portal, which is authorized by the acquiring bank. Consequently, increase sales, as customers are crediting your trusted site.
Global audience – it allows companies to online payment solutions and world-wide offering. With a target audience more, products and services offered on all continents, against a range of currencies.
Accessibility – no restrictions on hours of operation of your business online, go to the website and the customer payments 24/7. The company benefited greatly, mainly because it attracts the business world.
» Read more: Merchant Account Set Up and the Benefits of Online Payment Solutions

Accepting Micro Payments For Your Website Or Online Business – Assessing Your Options

February 21st, 2012

The biggest problem for online retailers and website owners to accept, and treatment of micro-payments are the high fees, payment processors and credit card companies charged, which can usually eat a significant stream of income payments.

Before examining the various options and solutions in the treatment of this general problem, we should first define what a micro-payment.

A micro-payment is a payment for an item or service that is of little value. For example, payments for ringtones site, pay-per-views, downloads, e-books and subscriptions to the $ 1 – $ 3 range would be considered micro-payments. A payment of 25 cents for a download or a payment of 5 cents for an SMS is a great example for micro-payments less valuable.

There are two basic ways to use an online seller to accept micropayments could. The first method is to use a credit card, but the collection of fees would be high enough to accept a large number of payments of $ 1 and $ 2 micro-payments, and that’s usually not a viable option.

Some online business owners, their websites, electronic payments valued goods and services, customers need their credit card data and obtain the clarification of rights and invoices to their customers, the card when the account balances of payment specified thresholds.
» Read more: Accepting Micro Payments For Your Website Or Online Business – Assessing Your Options